RAKBank Careers 2026: Relationship Managers and Tellers

The National Bank of Ras Al Khaimah has built a reputation not just as a financial institution, but as a high-performance sales academy, making RAKBank Careers the top choice for bankers driven by incentives rather than just a fixed salary. While it is headquartered in Ras Al Khaimah, a massive portion of its operations especially the SME and Mortgage divisions runs out of Dubai (Silicon Oasis and Sheikh Zayed Road).

In 2026, the bank is doubling down on its “Digital First” strategy. This means while they are always hiring Relationship Officers (Sales), there is a new surge in demand for Digital Product Managers and Data Analysts to support their award-winning mobile banking platform.

The employment reality here is fast-paced. RAKBank is known for having some of the most aggressive sales targets in the UAE market, but they also pay some of the highest commissions. If you are a “hunter” who prefers earning based on performance, this is the best bank for you. If you prefer a quiet desk job, you might find the culture too intense.

Fast Facts: RAKBank Recruitment Summary

Expert Recruitment Analysis: The Performance Pressure

Recruiters at RAKBank look for “go-getters.” The main challenge here is the Target Culture.

The Sales vs. Service Split

• Relationship Roles: If you apply for Personal Loans, Credit Cards, or SME, your interview will be about numbers. “How much liability (loans) did you book last month?” is a standard question. They hire candidates who bring their own client portfolio.
• Operations Roles: For Tellers or Customer Service, the focus is on accuracy and speed. These roles are more stable but offer fewer bonuses.

The “RAK” vs. “Dubai” Location

• The Commute: Don’t assume you will work in RAK. Most specialized teams sit in Dubai Silicon Oasis (DSO).
• The Benefit: Rents in Ras Al Khaimah are significantly cheaper than Dubai. If you get a role at the HQ but live in RAK, your savings potential is much higher.

Hot Vacancies: Departments Hiring Now

Relationship Officers (SME & Personal)

• The Mission: Selling banking products to small businesses and individuals.
• Salary: Lower base salary (approx AED 5,000 – 7,000) but uncapped commissions. Top performers often triple their salary.
• Why Apply: It is the quickest way to make money if you have strong sales skills.
• Requirement: A “hunter” mindset and a valid UAE driving license (you will be visiting clients daily).

Branch Tellers / Service Ambassadors

• The Mission: Handling cash, cheque deposits, and customer queries at the counter.
• Salary: Fixed range, usually AED 6,000 – 9,000.
• Why Apply: Good entry-level role for fresh graduates (especially UAE Nationals).
• Requirement: Cash handling experience and high attention to detail.

Digital & IT (The New Focus)

• The Mission: Managing the RAKBank App and digital wallets.
• Salary: Competitive IT market rates (AED 15,000 – 22,000).
• Why Apply: RAKBank invests heavily in tech. You work with agile teams and modern stacks.
• Requirement: Experience in Fintech, UI/UX, or Cybersecurity.

Mandatory Eligibility Checklist

• Education: A Bachelor’s Degree in Commerce, Banking, or Business is the standard minimum.
• Sales Record: For RM roles, you must prove your previous sales figures (e.g., “I sold 20 credit cards per month”).
• Language: English is mandatory. Arabic is crucial for branches in RAK. Hindi/Urdu is a strong asset for SME banking in Dubai.
• Background Check: As a bank, they perform a rigorous credit check (Al Etihad Credit Bureau) on you. If you have defaulted on loans yourself, you cannot be hired.

Scam Warning: RAKBank does not use WhatsApp for official job offers. Recruitment is centralized through their Oracle-based career portal. Never pay “insurance fees” to get a job offer.

The Application Pathway: Official Steps

Applying via the Career Portal

1. The Portal: Go to the official RAKBank Careers website.
2. Profile Building: You need to create a detailed profile. Uploading just a CV isn’t enough; you have to fill in the data fields (this helps their AI filter candidates).
3. The Assessment:

• Sales Roles: Role-play interview (“Sell me this pen” style).
• Ops Roles: Aptitude test (Math and Logic).

Official Website